Health insurance

 Health insurance

In today's world when everyone knows that health is wealth and when you are healthy, fit and fine you can do any work and earn money for yourself and your family,
But the main thing is this you have to be healthy for that and in today's world we know that there are many types of diseases that can affect you and your family and it is not necessary, that you have budget evertime anyone fall ill in your family and that's why you Need health insurance.

Why we need it- it allows you to receive best medical treatment without any strain on your finance condition and it is very useful because you can take upto 1 to 2 lakh rupee because of health insurance.

Types of health insurance.



1. Individual - this plan is for only one person and it covers all the cost of treatment, medicine, surgery etc.

2. Family - in this plan all family members can be included in a single coverage model, a fixed amount is provided for any family member who falls ill.

3. Personal accident - these plans covers only your accidents that happened by vehicles and they pay all your expenses of hospitalizations.

4. Senior citizens plan - this plan is for the seniors above 60 years of age and it is designed to meet the needs of seniors. And there are many types of health insurance you can take.

Benefits of health insurance.


1. It covers your all pre and post hospitalization expenses.

2. If you are in a hospital which comes under your insurance companies network than you don't have to pay their they will do your cashless treatment.

3. It also covers your ambulance, transportation and medicines costs in your health insurance.

4. If you don't claim any disease and treatment in a whole year than the company will give you bonus for that.

5. Insurance policies also offer coverage for periodic health check-ups. Some companies even offer free check-ups on the basis of earlier no-claim bonuses

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